It’s a little known fact that insurance companies see a marked rise in insurance claims during the springtime. This is due to a variety of different factors, but most accidents can be avoided by taking a few preventative measures. If you’re a homeowner, the spring can be an excellent time to clean your house and make your property safer. Although it’s required that everyone purchase Ohio car insurance and home insurance, it’s better to avoid accidents and claims rather than deal with the consequences.
The best way to save on your insurance premiums is to avoid filing insurance claims. You’ll get a better monthly premium by being safe and keeping your home in good condition. You can also save a significant amount on your premium by bundling your Ohio car insurance. Here are some quick things that you can do to keep your home safe this spring:
Clean Your Stove and Fireplace
Studies have shown that the majority of fire losses come from the kitchen. Food that’s left unattended can catch fire and damage your kitchen. Be sure to clean your oven and cook top thoroughly every season. Built-up grease can be a serious fire hazard if you don’t clean the cook top after extended use.
If you have a chimney, be sure to properly dispose of any ash you shovel out of the fireplace. Don’t dump the ashes in your house or garage. Store the discarded ashes in a container that’s far away from your home. Embers can stay lit in your fireplace for a long time, so it’s important to be careful when you remove the ashes. If you have a garden hose, it’s a good idea to spray down the inside of the ash bucket to ensure that the embers are extinguished.
Look For Leaks
This applies to both inside your home and under your vehicle. At the end of winter, it’s a good idea to examine the bottom of your car to make sure that there aren’t any cracks or leaks. If you do have a leak, have your car serviced by a professional. This will limit the chances that your car will break down on the road and cause an accident. Ohio car insurance rates are much lower for people who take good care of their vehicles, because they have a much lower chance of getting into an at-fault collision. If you haven’t gotten into an accident in the past 3 to 5 years, ask your Ohio car insurance provider about any discounts you might be eligible for. Along with examining your car, be sure to inspect your water heater, sinks, toilets, and washing machine for any leaks. This will help keep your home safe and free from mildew.